🏦Bank Scorer

FIRST ATLANTIC

Eatontown, NJ · Federal Credit Union · Chartered in NJ

Well Capitalized

Who can join

Employer / occupational group

Charter #82Est. 1935RSSD: 3074

Members

20,017

Net Worth Ratio

13.36%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$331.8M

Peer Group 5

Members

20,017

as of latest quarter

Net Worth Ratio

13.36%

Well Capitalized

Institution Profile

NCUA

Address

468 Industrial Way W, Eatontown, NJ 07724-2210

Chartered

1935

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$331.8M

Total Shares

$282.4M

Total Loans

$197.7M

Net Worth Ratio

13.36%

≥7% = Well Capitalized

Members

20,017

Delinquency Rate (60d+)

0.82%

$1.6M

Loan-to-share ratio: 70.0%· healthy range 60–80%

Branch Locations

NCUA

CORP HEADQUARTERS

468 INDUSTRIAL WAY W, EATONTOWN, NJ, 07724-2210

M-F 8AM-5PM

Main

EATONTOWN

468 INDUSTRIAL WAY W, EATONTOWN, NJ, 07724-2210

M-TH 7AM-6PM F 7AM-7PM SAT 9AM-3PM

ATMDrive-thru

OceanPort

495 OceanPort Ave, OceanPort, NJ, 07757-1235

M-F 8:30AM-5PM SA 9AM-12PM

ATMDrive-thru

Toms River - Rte 9

1580 Lakewood Road, Toms River, NJ, 08754

M-F 8:30AM-5PM SA 9AM-12PM

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.