🏦Bank Scorer

FIRST AREA

Lewistown, PA · Federal Credit Union · Chartered in PA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #14346Est. 1961RSSD: 219987

Members

2,621

Net Worth Ratio

9.52%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$30.7M

Peer Group 3

Members

2,621

as of latest quarter

Net Worth Ratio

9.52%

Well Capitalized

Institution Profile

NCUA

Address

23 S Dorcas St, Lewistown, PA 17044

Chartered

1961

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$30.7M

Total Shares

$27.9M

Total Loans

$4.7M

Net Income

$98K

Net Worth Ratio

9.52%

≥7% = Well Capitalized

Members

2,621

Return on Assets

0.32%

annualized · >0.5% healthy

Loan-to-share ratio: 16.9%· healthy range 60–80%

Branch Locations

NCUA

First Area Federal Credit Union

23 S Dorcas St, Lewistown, PA, 17044

Mon., Tues., Thurs., 9:00am-4:30 pm. Wed. 9:00 am to 12:am Fri. 9:00 am-6:30 pm Sat. 9:00 am-12:00 am DI only

MainDrive-thru

GBS

1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814

Mon.-Fri 9:00 am -4:30 pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.