🏦Bank Scorer

FIRST

Hiawatha, IA · Federal Credit Union · Chartered in IA

Well Capitalized

Who can join

Employer / occupational group

Charter #24673Est. 1926RSSD: 2693

Members

10,057

Net Worth Ratio

7.26%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$177.4M

Peer Group 5

Members

10,057

as of latest quarter

Net Worth Ratio

7.26%

Well Capitalized

Institution Profile

NCUA

Address

1035 N Center Point Rd, Hiawatha, IA 52233

Chartered

1926

Branch Locations

8 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$177.4M

Total Shares

$151.3M

Total Loans

$139.7M

Net Income

$-263,704

Net Worth Ratio

7.26%

≥7% = Well Capitalized

Members

10,057

Return on Assets

-0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.48%

$672K

Loan-to-share ratio: 92.3%· healthy range 60–80%

Branch Locations

NCUA

Hiawatha

1035 N Center Point Rd, Hiawatha, IA, 52233

M-F 8:30-5:30 S 9-12

MainATMDrive-thru

Advantage Records Management

1035 33rd Ave SW, Cedar Rapids, IA, 52404

Portico

2601 Network Blvd Ste 600, Frisco, TX, 75034

Cedar Rapids Westdale

3810 Westdale Pkwy SW, Cedar Rapids, IA, 52404

8:30-5:30 M-F 9:00-12:00 Sa

ATMDrive-thru

Marion

2590 6th St Ste 105, Marion, IA, 52302

M-F 8:30-5:30 Sat 9-12

ATMDrive-thru

Urbana

205 N Union Ave, Urbana, IA, 52345

M-F 8:30-5:30 S 9-12

ATMDrive-thru

Cedar Rapids

425 1st Ave SW, Cedar Rapids, IA, 52405

M-F 8:30-5:30 S 9-12

ATMDrive-thru

Spencer

1100 13th St SW, Spencer, IA, 51301-5536

M-F 8:30-5:30 Sat 9-12

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/first" target="_blank" rel="noopener">View FIRST on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.