🏦Bank Scorer

FINGER LAKES HEALTH CARE

Elmira, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #21294Est. 1973RSSD: 480488

Members

2,464

Net Worth Ratio

15.49%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$35.0M

Peer Group 3

Members

2,464

as of latest quarter

Net Worth Ratio

15.49%

Well Capitalized

Institution Profile

NCUA

Address

519 Hart St, Elmira, NY 14905-1614

Chartered

1973

Branch Locations

1 location

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$35.0M

Total Shares

$29.5M

Total Loans

$8.1M

Net Worth Ratio

15.49%

≥7% = Well Capitalized

Members

2,464

Loan-to-share ratio: 27.3%· healthy range 60–80%

Branch Locations

NCUA

Main office

519 Hart St, Elmira, NY, 14905-1614

Monday thru Fri. 7:30 am - 4:00 pm Sat. 9-12

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/finger-lakes-health-care" target="_blank" rel="noopener">View FINGER LAKES HEALTH CARE on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.