FINGER LAKES
Geneva, NY · Federal Credit Union · Chartered in NY
Who can join
Type 77
Members
19,950
Net Worth Ratio
14.76%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$253.1M
Peer Group 5
Members
19,950
as of latest quarter
Net Worth Ratio
14.76%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$253.1M
Total Shares
$213.7M
Total Loans
$156.2M
Net Worth Ratio
14.76%
≥7% = Well Capitalized
Members
19,950
Delinquency Rate (60d+)
0.07%
$104K
Loan-to-share ratio: 73.1%· healthy range 60–80%
Branch Locations
NCUAMain Office 27 Seneca
27 Seneca St, Geneva, NY, 14456-3502
Monday-Wednesday 9 AM-4:30 PM Thursday 9 AM - 6 PM Friday 9 AM - 5 PM Saturday 9 AM - 12 PM
Phelps Branch
1934 State Route 96, Phelps, NY, 14532-9705
Monday - Wednesday 9 AM - 4:30 PM Thursday 9 AM - 6 PM Friday 9 AM - 5 PM
Fairport Office
70 S Main St, Fairport, NY, 14450-2136
Mon-Thu: 9am to 5pmFri: 9am to 5:30pmSat: 9am to 12:30pm
Webster Office
815 Ridge Rd, Webster, NY, 14580-2410
10:00am to 4:00pm Mon thru Wed10:00am to 5:00pm Thu thru Fri10:00am to 12:00pm Sat
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/finger-lakes" target="_blank" rel="noopener">View FINGER LAKES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.