FINANCIAL TRUST
Cheektowaga, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
13,676
Net Worth Ratio
15.09%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$198.3M
Peer Group 5
Members
13,676
as of latest quarter
Net Worth Ratio
15.09%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$198.3M
Total Shares
$167.9M
Total Loans
$105.7M
Net Worth Ratio
15.09%
≥7% = Well Capitalized
Members
13,676
Delinquency Rate (60d+)
0.21%
$217K
Loan-to-share ratio: 63.0%· healthy range 60–80%
Branch Locations
NCUAHarlem
3333 Harlem Rd, Cheektowaga, NY, 14225
Monday - Wednesday 9:00 - 4:00 Thursday 9:00 - 4:30 Friday 9:00 - 5:30Sat 9-12
west seneca
4257 Seneca St, West Seneca, NY, 14224
M-w 9-4 Th 9-4:30 Fri 9-5:30 Sat 9-12
Grand Island
2014 Grand Island Blvd, Grand Island, NY, 14072
m-w 9-4thurs 9-4:30fri 9-5:30
Orchard Park 6520 Webster Rd
6520 Webster Rd, Orchard Park, NY, 14127
M-W 9-4Thurs 9-4:30Fri 9-5:30
Lakeshore
3291 Lake Shore Rd, Blasdell, NY, 14219
M-F 9-4Thurs-Fri 9-5
Hanover
604 Main Rd, Irving, NY, 14081
m-w 9-4 T-F 9-5
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/financial-trust" target="_blank" rel="noopener">View FINANCIAL TRUST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.