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FINANCIAL PLUS

Flint, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68646Est. 1952RSSD: 420989

Members

80,867

Net Worth Ratio

11.66%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.64B

Peer Group 6

Members

80,867

as of latest quarter

Net Worth Ratio

11.66%

Well Capitalized

Institution Profile

NCUA

Address

G3381 Van Slyke Rd, Flint, MI 48507-3263

Chartered

1952

Branch Locations

12 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.64B

Total Shares

$1.34B

Total Loans

$1.17B

Net Worth Ratio

11.66%

≥7% = Well Capitalized

Members

80,867

Delinquency Rate (60d+)

0.35%

$4.1M

Loan-to-share ratio: 87.3%· healthy range 60–80%

Branch Locations

NCUA

FPCU Main Office Branch

G3381 Van Slyke Rd, Flint, MI, 48507-3263

9:00-5:00 Mon-Fri

MainATMDrive-thru

FPCU - Corunna Road Branch

5256 Corunna Rd, Flint, MI, 48532-4107

9:00-5:00 Mon-Fri 9:00-1:00 Sat

ATMDrive-thru

FPCU Fenton Branch

15125 Silver Pkwy, Fenton, MI, 48430-3460

9:00-5:00 Mon-Fri 9:00- 1:00 Sat

ATMDrive-thru

FPCU - Grand Blanc Branch

8250 S Saginaw St, Grand Blanc, MI, 48439-1828

9:00-5:00 Mon-Fri

ATMDrive-thru

FPCU - Swartz Creek Branch

7048 Miller Rd, Swartz Creek, MI, 48473

9:00-5:00 Mon-Fri

ATMDrive-thru

FPCU - Fashion Square Branch

4686 Fashion Square Blvd, Saginaw, MI, 48604

9:00-5:00 Mon-Fri

ATMDrive-thru

FPCU Davison Branch

8075 Lapeer Rd, Davison, MI, 48423-2529

9:00-5:00 Mon-Fri Saturday - 9:00 a.m. to 1:00 p.m.

ATMDrive-thru

WCU - Bagley Branch

1837 Bagley St, Saginaw, MI, 48601-3107

9:00-5:00 Mon-Fri

ATMDrive-thru

WCU - Bay City Branch

4129 N Euclid Ave, Bay City, MI, 48706

9:00-5:00 Mon-Fri 9:00-1:00 Saturday pm

ATMDrive-thru

WCU - Gratiot Rd Branch

9030 Gratiot Rd, Saginaw, MI, 48609

9:00-5:00 Mon-Fri

ATMDrive-thru

2 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.