FINANCIAL PLUS
Flint, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
80,867
Net Worth Ratio
11.66%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.64B
Peer Group 6
Members
80,867
as of latest quarter
Net Worth Ratio
11.66%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.64B
Total Shares
$1.34B
Total Loans
$1.17B
Net Worth Ratio
11.66%
≥7% = Well Capitalized
Members
80,867
Delinquency Rate (60d+)
0.35%
$4.1M
Loan-to-share ratio: 87.3%· healthy range 60–80%
Branch Locations
NCUAFPCU Main Office Branch
G3381 Van Slyke Rd, Flint, MI, 48507-3263
9:00-5:00 Mon-Fri
FPCU - Corunna Road Branch
5256 Corunna Rd, Flint, MI, 48532-4107
9:00-5:00 Mon-Fri 9:00-1:00 Sat
FPCU Fenton Branch
15125 Silver Pkwy, Fenton, MI, 48430-3460
9:00-5:00 Mon-Fri 9:00- 1:00 Sat
FPCU - Grand Blanc Branch
8250 S Saginaw St, Grand Blanc, MI, 48439-1828
9:00-5:00 Mon-Fri
FPCU - Swartz Creek Branch
7048 Miller Rd, Swartz Creek, MI, 48473
9:00-5:00 Mon-Fri
FPCU - Fashion Square Branch
4686 Fashion Square Blvd, Saginaw, MI, 48604
9:00-5:00 Mon-Fri
FPCU Davison Branch
8075 Lapeer Rd, Davison, MI, 48423-2529
9:00-5:00 Mon-Fri Saturday - 9:00 a.m. to 1:00 p.m.
WCU - Bagley Branch
1837 Bagley St, Saginaw, MI, 48601-3107
9:00-5:00 Mon-Fri
WCU - Bay City Branch
4129 N Euclid Ave, Bay City, MI, 48706
9:00-5:00 Mon-Fri 9:00-1:00 Saturday pm
WCU - Gratiot Rd Branch
9030 Gratiot Rd, Saginaw, MI, 48609
9:00-5:00 Mon-Fri
2 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/financial-plus-mi" target="_blank" rel="noopener">View FINANCIAL PLUS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.