FINANCIAL PLUS
West Des Moines, IA · State Credit Union · Chartered in IA
Who can join
State government employees (special charter)
Members
11,608
Net Worth Ratio
14.10%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$239.6M
Peer Group 5
Members
11,608
as of latest quarter
Net Worth Ratio
14.10%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$239.6M
Total Shares
$205.4M
Total Loans
$166.2M
Net Income
$508K
Net Worth Ratio
14.10%
≥7% = Well Capitalized
Members
11,608
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.28%
$467K
Loan-to-share ratio: 80.9%· healthy range 60–80%
Branch Locations
NCUAWest Des Moines
1831 25th St, West Des Moines, IA, 50266-1416
M-Th, 9-5 Fr, 9-6 Sat, 9-Noon
Fleur
4303 Fleur Dr, Des Moines, IA, 50321-2327
M-Th, 9-5 Fr, 9-6 Sat, 9-Noon
Euclid
2850 E Euclid Ave, Des Moines, IA, 50317-4246
M-Th, 9-5 Fr, 9-6 Sat, 9-Noon
Ingersoll
3800 Ingersoll Ave, Des Moines, IA, 50312-3413
Lobby/ITM Hours: Monday - Thursday 9:00am to 5:00pm, Friday 9:00 am to 6:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/financial-plus-ia" target="_blank" rel="noopener">View FINANCIAL PLUS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.