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FINANCIAL CENTER FIRST

Indianapolis, IN · State Credit Union · Chartered in IN

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68658Est. 1953RSSD: 321282

Members

56,289

Net Worth Ratio

11.14%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$952.6M

Peer Group 6

Members

56,289

as of latest quarter

Net Worth Ratio

11.14%

Well Capitalized

Institution Profile

NCUA

Address

7101 E 56th St, Indianapolis, IN 46226

Chartered

1953

Branch Locations

10 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$952.6M

Total Shares

$820.7M

Total Loans

$647.1M

Net Worth Ratio

11.14%

≥7% = Well Capitalized

Members

56,289

Delinquency Rate (60d+)

0.33%

$2.2M

Loan-to-share ratio: 78.8%· healthy range 60–80%

Branch Locations

NCUA

Main Center

7101 E 56th St, Indianapolis, IN, 46226

Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12

MainATMDrive-thru

Park 100

5455 W 86th St, Indianapolis, IN, 46268

Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12

ATMDrive-thru

Southside

1301 E Stop 11 Rd, Indianapolis, IN, 46227

Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12

ATMDrive-thru

Greenwood

20 N Emerson Ave, Greenwood, IN, 46143-8895

Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12

ATMDrive-thru

Kokomo

1935 S DIXON RD, KOKOMO, IN, 46902

Branch Hours: Mon - Fri 9-5 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12

ATMDrive-thru

Muncie

2900 N Oakwood Ave, Muncie, IN, 47304-2273

Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12

ATMDrive-thru

Ball St Student Center

2001 W University Ave, Muncie, IN, 47306

ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12 Office Hours: Mon 10-12; Tue 2-4; Thur 10-12

ATM

Hazel Dell Crossing

14675 Hazel Dell Xing, Noblesville, IN, 46062-6979

Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12

ATMDrive-thru

Downtown Indy Post Office

125 W South St, Indianapolis, IN, 46206

Mon & Fri 7:30-4:30 Tues-Thur 8:30-4:00

McCordsville

8900 N 600 W, McCordsville, IN, 46055-9443

Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.