FERGUSON
Monticello, MS · Federal Credit Union · Chartered in MS
Who can join
Select employee groups
Members
10,064
Net Worth Ratio
9.68%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$96.2M
Peer Group 4
Members
10,064
as of latest quarter
Net Worth Ratio
9.68%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$96.2M
Total Shares
$86.1M
Total Loans
$66.0M
Net Worth Ratio
9.68%
≥7% = Well Capitalized
Members
10,064
Delinquency Rate (60d+)
2.35%
$1.6M
Loan-to-share ratio: 76.7%· healthy range 60–80%
Branch Locations
NCUAFerguson FCU Headquarters
1026 E Broad St, Monticello, MS, 39654
Monday - Friday, 9 am to 4 pm
Brookhaven Branch
352 Brookhaven St, Brookhaven, MS, 39601
MON-FRIDAY 9AM-4PM
Columbia Branch
519 HIGHWAY 98 BYP, COLUMBIA, MS, 39429
Monday-Thursday 8:30 am-4:30 pm Friday 9:00am - 5:00 pm
New Hebron Branch
500 Main Ave, NewHebron, MS, 39140
Monday - Friday, 9 am - 4 pm
Magee Branch
277 11th Ave SW, Magee, MS, 39111
Monday-Friday 9:00am- 4:00pm
Mortgage & Business Center
609 High School Ave, Columbia, MS, 39429
Monday-Thursday 8:30 am - 4:30 pm Friday 9:00 am - 5:00 pm
Monticello Branch
1026 E Broad St, Monticello, MS, 39654
Mon-Fri 8:00AM-4:00PM Friday 9:00AM-5:00PM
GP Branch
577 NA Sandifer Hwy, Monticello, MS, 39654
Mon-Fri 8:00AM-4:00PM Friday 9:00AM-5:00PM Sat 8:30am-12:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/ferguson" target="_blank" rel="noopener">View FERGUSON on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.