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FAMILY SECURITY

Decatur, AL · State Credit Union · Chartered in AL

LICUWell Capitalized

Who can join

Type 99

Charter #60605Est. 1953RSSD: 462699

Members

88,783

Net Worth Ratio

19.50%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.08B

Peer Group 6

Members

88,783

as of latest quarter

Net Worth Ratio

19.50%

Well Capitalized

Institution Profile

NCUA

Address

2204 Family Security Pl Sw, Decatur, AL 35603

Chartered

1953

Branch Locations

25 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.08B

Total Shares

$873.2M

Total Loans

$418.8M

Net Worth Ratio

19.50%

≥7% = Well Capitalized

Members

88,783

Delinquency Rate (60d+)

0.44%

$1.8M

Loan-to-share ratio: 48.0%· healthy range 60–80%

Branch Locations

NCUA

Administration II

2204 Family Security Pl SW, Decatur, AL, 35603

Monday - Friday 9:00 am to 5:00 pm

Main

Administration I

1806 Carridale St SW, Decatur, AL, 35601

Monday - Friday 8:00 am to 5:00 pm

Albertville

5976 US Highway 431, Albertville, AL, 35950-2008

Monday - Thursday 9:00 am to 5:00 pm Friday 9:00 am to 6:00 pm Saturday 9:00 am to 1:00 pm Saturday 9:00 to 1:00

ATMDrive-thru

Boaz

310 US Highway 431, Boaz, AL, 35957-2172

Monday - Friday 9:00 to 5:00 Saturday Drive-Thru Only 9:00 to 12:00

ATMDrive-thru

Hartselle

1305 Highway 31 SW, Hartselle, AL, 35640

Monday - Thrusday 9:00 to 5:00 Friday 9:00 to 6:00 Saturday 9:00 to 1:00

ATMDrive-thru

Moulton

11400 AL Highway 157, Moulton, AL, 35650

Monday - Friday 9:00 to 5:00 Saturday 9:00 to 1:00

ATMDrive-thru

Athens

214 US Highway 31 S, Athens, AL, 35611-2828

Monday - Thursday 9:00 to 5:00Friday 9:00 to 6:00 Saturday 9:00 to 1:00

ATMDrive-thru

Cullman

811 2nd Ave NW, Cullman, AL, 35055

Monday - Friday 9:00 am to 5:00 pm Saturday - 9:00 am to 1:00 pm

ATMDrive-thru

Daphne

28651 US Highway 98, Daphne, AL, 36526

Monday - Friday 9:00 to 5:00Saturday Drive-Thru Only 9:00 to 12:00

ATMDrive-thru

Gardendale

951 Odum Rd, Gardendale, AL, 35071

Monday - Thursday 9:00 to 5:00 Friday 9:00 to 6:00 Saturday 9:00 to 12:00

ATMDrive-thru

15 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.