FAMILY SAVINGS
Rainbow City, AL · State Credit Union · Chartered in AL
Who can join
Type 99
Members
78,378
Net Worth Ratio
8.71%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.17B
Peer Group 6
Members
78,378
as of latest quarter
Net Worth Ratio
8.71%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.17B
Total Shares
$998.8M
Total Loans
$957.9M
Net Worth Ratio
8.71%
≥7% = Well Capitalized
Members
78,378
Delinquency Rate (60d+)
0.54%
$5.2M
Loan-to-share ratio: 95.9%· healthy range 60–80%
Branch Locations
NCUAAdministrative Office
205 Rescia Ave, Rainbow City, AL, 35906-5932
M,T,Th 7:30 - 4:00, W 7:30 - 12:00, F 7:00 - 5:00
Rainbow City Branch
3003 2nd St, Rainbow City, AL, 35906-5979
9:00 am - 7:00 pm
East Gadsden Branch
711 E Meighan Blvd, Gadsden, AL, 35903-1917
7:30 - 4:00
Scottsboro
24661 John T Reid Pkwy, Scottsboro, AL, 35768-2333
M,Tu, Wed 8:00am - 4:30pm Thur 8:00am - 12:00pm Fri 7:00am - 4:30pm
Rockmart
101 Felton Dr, Rockmart, GA, 30153
M, Tu, Thurs 8am-5pm Wed 8am-12pm Fri 8am-6pm
Hiram
342 Charles Hardy Pkwy, Hiram, GA, 30141-1848
M, Tu 8:30am - 5pm Wed 8:30am - 12pm Thur, Fr 8:30am - 6pm, Sat 8:30am - 12:30pm
Calhoun
1273 Curtis Pkwy SE, Calhoun, GA, 30701-3639
M,Tu,Thur, Fri 8:30am - 5pm Wed 8am - 12pm
Oxford Branch
162 Industrial Dr, Oxford, AL, 36203-2044
Monday, Tuesday, Thursday: 7:30 am - 4:00 pm Wednesday: 7:30 am - 12:00 pm Friday: 7:00 am - 5:00 pm
Albertville
7200 US Highway 431 Ste 350, Albertville, AL, 35950-1250
M-F 9-6Saturday 8-2
Cartersville
3 Ryan Blvd NE, Cartersville, GA, 30121-8075
M,T, Thu 8:30-5:00; Wed 8:30-12; Fri 8:30-5:00
7 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/family-savings" target="_blank" rel="noopener">View FAMILY SAVINGS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.