🏦Bank Scorer

EVERWISE

South Bend, IN · State Credit Union · Chartered in IN

LICUWell Capitalized

Who can join

Type 99

Charter #60060Est. 1931RSSD: 275590

Members

298,815

Net Worth Ratio

8.99%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.70B

Peer Group 6

Members

298,815

as of latest quarter

Net Worth Ratio

8.99%

Well Capitalized

Institution Profile

NCUA

Address

110 S Main St, South Bend, IN 46601-1805

Chartered

1931

Branch Locations

49 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.70B

Total Shares

$5.01B

Total Loans

$4.46B

Net Worth Ratio

8.99%

≥7% = Well Capitalized

Members

298,815

Delinquency Rate (60d+)

0.45%

$20.2M

Loan-to-share ratio: 89.0%· healthy range 60–80%

Branch Locations

NCUA

Corporate 11

110 S Main St, South Bend, IN, 46601-1805

Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm

MainATM

Concord 24

4574 Elkhart Rd, Elkhart, IN, 46517

Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm

ATMDrive-thru

County Road 6 29

201 County Road 6 W, Elkhart, IN, 46514

Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm

ATMDrive-thru

Crawfordsville 18

1570 S US Highway 231, Crawfordsville, IN, 47933-9409

Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-6:00 pm Sat: 9:00 am-12:00 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 8:30 am-6:00 pm Sat: 9:00 am-12:00 pm

ATMDrive-thru

Emerson 21

4705 S Emerson Ave, Indianapolis, IN, 46203

Mon-Thu: 9:00am-5:00pm Fri: 9:00am-6:00pm Sat: 9:00am-12:00pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-6:00 pm Sat: 9:00 am-12:00 pm

ATMDrive-thru

Greencastle 16

57 Putnam Plz, Greencastle, IN, 46135

Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 8:30 am-5:30 pm Sat: 9:00 am-12:00 pm

ATMDrive-thru

Huntington 15

313 Northpoint Ave, Huntington, IN, 46750

Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:00 pm Sat: 9:00 am-12:00 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm

ATMDrive-thru

Ireland Road 7

1930 E Ireland Rd, South Bend, IN, 46614

Mon-Thu: 9:00 am-5:00 pm Fri: 9:00am-5:30pm Sat: 9:00am-12:00pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00am-5:30pm Sat: 9:00am-12:00pm

ATMDrive-thru

Lincolnway West 32

735 Lincoln Way W, South Bend, IN, 46616

Mon-Thu: 12:00 pm-5:00 pm Fri: 9:00 am-5:30 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm

ATMDrive-thru

Bittersweet 34

345 N Bittersweet Rd, Mishawaka, IN, 46544-4220

Mon-Thu: 9:00am-5:00pm Fri: 9:00am-5:30pm Sat: 9:00am-12:00pm Live Teller Mon-Fri: 8:00 am-6:00 pm Sat: 8:00 am-1:00 pm

ATMDrive-thru

39 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.