🏦Bank Scorer

EVERENCE

Lancaster, PA · Federal Credit Union · Chartered in PA

LICUWell Capitalized

Who can join

Type 54

Charter #10223Est. 1955RSSD: 168188

Members

24,692

Net Worth Ratio

8.39%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$450.1M

Peer Group 5

Members

24,692

as of latest quarter

Net Worth Ratio

8.39%

Well Capitalized

Institution Profile

NCUA

Address

2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602

Chartered

1955

Branch Locations

12 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$450.1M

Total Shares

$414.8M

Total Loans

$351.4M

Net Income

$1.1M

Net Worth Ratio

8.39%

≥7% = Well Capitalized

Members

24,692

Return on Assets

0.24%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.37%

$1.3M

Loan-to-share ratio: 84.7%· healthy range 60–80%

Branch Locations

NCUA

Administrative Center

2160 Lincoln Hwy E Ste 20, Lancaster, PA, 17602

M-F, 9 8:30-5:30

Main

Sarasota

3407 Bahia Vista St, Sarasota, FL, 34239

M-Th, 9 am - 4 pm; F, 9 am - 5pm

ATM

Ephrata

1021 Sharp Ave, Ephrata, PA, 17522

Lobby: Mon-Fri 9-5 Drive up: Mon-Thu 9-5; F 9-6

ATMDrive-thru

Belleville

4417 E Main St, Belleville, PA, 17004

M-Th, 9 am - 5 pm; F, 9 am - 6 pm

ATM

Mount Joy

962 E Main St, Mount Joy, PA, 17552

In person hours: Mon - Fri 9-5 Video banking hours: Mon-Fri 9-5

ATM

Goshen - College Ave

1301 College Ave, Goshen, IN, 46526

M-F - 8:30 - 5pm Drive-up - 8:30 - 5pm

ATMDrive-thru

Kidron

4136 Kidron Rd, Dalton, OH, 44618

M-Thurs 9 am - 5 pm F 9am - 6pm Drive-up: M-Thurs - 8:30 - 5:00 pm, Fri 8:30-6:00pm

ATMDrive-thru

Harrisonburg

841 Mount Clinton Pike STE B, Harrisonburg, VA, 22802

M-Fri 9 am to 5 pm

ATMDrive-thru

Lincoln Hwy

2160 Lincoln Hwy E Ste 15, Lancaster, PA, 17602

Mon - Fri 9:00 - 5:00 Sat 9:00 - 12:00

ATM

Philadelphia

861 E Allegheny Ave, Philadelphia, PA, 19134

Mon-Fri 9-5

ATM

2 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.