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ERIE LACKAWANNA RAILROAD CO EMP

Hoboken, NJ · Federal Credit Union · Chartered in NJ

LICUWell Capitalized

Who can join

Occupational / employer group

Charter #4158Est. 1940RSSD: 464273

Members

1,862

Net Worth Ratio

25.03%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$12.0M

Peer Group 3

Members

1,862

as of latest quarter

Net Worth Ratio

25.03%

Well Capitalized

Institution Profile

NCUA

Address

89 Washington Street, 3rd Floor, Hoboken, NJ 07030-4526

Chartered

1940

Branch Locations

1 location

Membership Eligibility

Occupational / employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$12.0M

Total Shares

$9.0M

Total Loans

$3.0M

Net Worth Ratio

25.03%

≥7% = Well Capitalized

Members

1,862

Delinquency Rate (60d+)

0.69%

$21K

Loan-to-share ratio: 33.6%· healthy range 60–80%

Branch Locations

NCUA

Office

89 Washington St, Hoboken, NJ, 07030

Monday - Friday 10 a.m. - 4 p.m. EST

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.