🏦Bank Scorer

ENCOMPASS NIAGARA

Niagara Falls, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #24873Est. 1934RSSD: 813899

Members

2,758

Net Worth Ratio

11.66%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$24.1M

Peer Group 3

Members

2,758

as of latest quarter

Net Worth Ratio

11.66%

Well Capitalized

Institution Profile

NCUA

Address

2525 Military Rd, Niagara Falls, NY 14304

Chartered

1934

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$24.1M

Total Shares

$21.2M

Total Loans

$13.6M

Net Worth Ratio

11.66%

≥7% = Well Capitalized

Members

2,758

Delinquency Rate (60d+)

1.50%

$203K

Loan-to-share ratio: 64.0%· healthy range 60–80%

Branch Locations

NCUA

Encompass Niagara Federal Credit Union

2525 Military Rd, Niagara Falls, NY, 14304

Mon-Fri 9AM-4:30PM

MainATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/encompass-niagara" target="_blank" rel="noopener">View ENCOMPASS NIAGARA on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.