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EMPOWERMENT COMMUNITY DEVELOPMENT

Houston, TX · Federal Credit Union · Chartered in TX

LICU MDIWell Capitalized

Who can join

Employer / occupational group

Charter #24769Est. 2006RSSD: 3461312

Members

583

Net Worth Ratio

7.26%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$705K

Peer Group 1

Members

583

as of latest quarter

Net Worth Ratio

7.26%

Well Capitalized

Institution Profile

NCUA

Address

6011 W. Orem, Houston, TX 77085

Chartered

2006

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$705K

Total Shares

$657K

Total Loans

$427K

Net Income

$-28,583

Net Worth Ratio

7.26%

≥7% = Well Capitalized

Members

583

Return on Assets

-4.05%

annualized · >0.5% healthy

Delinquency Rate (60d+)

24.54%

$105K

Loan-to-share ratio: 64.9%· healthy range 60–80%

Branch Locations

NCUA

Empowerment CDFCU

6011 W Orem Dr, Houston, TX, 77085-1273

4:00 p.m - 8:00p.m. Monday - Friday 9:00 a.m. - 1:00 p.m. Saturday

Main

Team Financial FCU

2190 North Loop W Ste 108, Houston, TX, 77018-8007

Monday thru Friday 8:30 a.m. - 4:30 p.m

Total One Data Services

9361 Winkler Dr Ste C, Houston, TX, 77017-6090

Monday - Friday 8:00 a.m. - 5:00 p.m.

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.