EMPOWER
Syracuse, NY · Federal Credit Union · Chartered in NY
Who can join
Type 53
Members
307,868
Net Worth Ratio
9.61%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$4.27B
Peer Group 6
Members
307,868
as of latest quarter
Net Worth Ratio
9.61%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$4.27B
Total Shares
$3.84B
Total Loans
$3.43B
Net Income
$8.3M
Net Worth Ratio
9.61%
≥7% = Well Capitalized
Members
307,868
Return on Assets
0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.65%
$22.3M
Loan-to-share ratio: 89.5%· healthy range 60–80%
Branch Locations
NCUAHeadquarters
1 Member Way, Syracuse, NY, 13212
7:00am- 7:00pm
Fairmount
3700 W Genesee St, Syracuse, NY, 13219
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
Cheektowaga
2690 Walden Ave, Cheektowaga, NY, 14225-4720
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: Closed Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: Closed
Fulton East
520 S 2nd St, Fulton, NY, 13069-2902
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
Johnson City
760 Harry L Dr, Johnson City, NY, 13790-1036
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
Liverpool
7670 Morgan Rd, Liverpool, NY, 13090-2437
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
Oswego
100 George St, Oswego, NY, 13126-2903
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
Palatine Bridge
121 Palatine Plz, Palatine Bridge, NY, 13428-2810
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri 9:00 am - 5:00 pm Sat: Closed Drive-thru Hours: Not Available
Utica
1928 Genesee St, Utica, NY, 13502-5627
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: Closed Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: Closed
515 Erie Blvd
515 Erie Blvd W, Syracuse, NY, 13204-2422
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
15 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/empower" target="_blank" rel="noopener">View EMPOWER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.