🏦Bank Scorer

EMBOLD

Oregon City, OR · Federal Credit Union · Chartered in OR

Well Capitalized

Who can join

Employee group

Charter #11793Est. 1957RSSD: 876689

Members

36,496

Net Worth Ratio

9.96%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$596.1M

Peer Group 6

Members

36,496

as of latest quarter

Net Worth Ratio

9.96%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 2020, Oregon City, OR 97045

Chartered

1957

Branch Locations

10 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$596.1M

Total Shares

$532.0M

Total Loans

$432.2M

Net Worth Ratio

9.96%

≥7% = Well Capitalized

Members

36,496

Delinquency Rate (60d+)

0.64%

$2.8M

Loan-to-share ratio: 81.2%· healthy range 60–80%

Branch Locations

NCUA

Admin Branch

15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267

M-F 9am-5:30pm

MainATM

Oregon City Branch

270 Warner Milne RD, Oregon City, OR, 97045-4044

M-F 9:00-5:30Sat 9:00-1:00

ATMDrive-thru

Molalla Branch

1525 W Main St, Molalla, OR, 97038

M-F 9am-5:30pm

ATM

Sandy Branch

37077 Highway 26, Sandy, OR, 97055

M-F 9AM - 5:30p Sat 9AM-1PM

ATM

Happy Valley Branch

12111 SE Sunnyside RD, Happy Valley, OR, 97015-8307

M-F 9am-5:30pm

ATM

Oak Grove Branch

15045 SE Mcloughlin Blvd, Oak Grove, OR, 97267

M-F 9am-5:30pmSaturday 9am-1pm

ATM

McMinville Branch

2668 NE Highway 99W, McMinnville, OR, 97128

M-F 9am to 5:30 pm Saturday 9am to 1pm

ATMDrive-thru

Newberg Branch

901 N Brutscher St, Newberg, OR, 97132

9am-5:30pm M-F 9am-1pm Saturday

ATMDrive-thru

CANBY BRANCH

223 NE 2ND AVE, CANBY, OR, 97013

M-F 9:00-5:30Sat 9:00-1:00

ATMDrive-thru

Mobile Branch

15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267

M-F 9am-5:30pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.