EMBLEM
Gadsden, AL · State Credit Union · Chartered in AL
Who can join
Type 99
Members
29,577
Net Worth Ratio
11.15%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$619.2M
Peer Group 6
Members
29,577
as of latest quarter
Net Worth Ratio
11.15%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$619.2M
Total Shares
$550.2M
Total Loans
$468.2M
Net Worth Ratio
11.15%
≥7% = Well Capitalized
Members
29,577
Delinquency Rate (60d+)
0.16%
$729K
Loan-to-share ratio: 85.1%· healthy range 60–80%
Branch Locations
NCUAEmblem Credit Union
702 Walnut St, Gadsden, AL, 35901
9:00 - 4:45 M, T,Th, F and 9:00 - 1:00 Wed
Emblem Credit Union
1008 Portwood Dr, Albertville, AL, 35951-7316
9:00 am to 4:45 pm m,t,th,f and 9:00 am to 1:00 pm wed
Emblem Credit Union
1440 Chesnut Byp, Centre, AL, 35960-2815
9:00 am to 4:45 pm m,t,th,f and 9:00 to 1:00 wed
Emblem Credit Union
230 US Highway 431, Anniston, AL, 36206-2120
9:00 am to 4:45 pm m,t,th,f and 9:00 to 1:00 wed
Emblem Credit Union
700 Gault Ave S, Fort Payne, AL, 35967-1628
9:00 am to 4:45 pm m,t,th,f and 9:00 to 1:00 wed
Emblem Credit Union
2020 US Highway 78 E, Oxford, AL, 36203-2057
9:00 am to 4:45 pm M,T Th & F and 9 am to 1pm on wed
Emblem Credit Union
8576 US Highway 431, Albertville, AL, 35950
Emblem Credit Union
3400 Rainbow Dr, Rainbow City, AL, 35906
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/emblem" target="_blank" rel="noopener">View EMBLEM on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.