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ELKO

Elko, NV · Federal Credit Union · Chartered in NV

Well Capitalized

Who can join

Community / multiple bond

Charter #13800Est. 1960RSSD: 556486

Members

18,634

Net Worth Ratio

13.02%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$349.2M

Peer Group 5

Members

18,634

as of latest quarter

Net Worth Ratio

13.02%

Well Capitalized

Institution Profile

NCUA

Address

2397 Mountain City Hwy, Elko, NV 89801

Chartered

1960

Branch Locations

2 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$349.2M

Total Shares

$302.8M

Total Loans

$217.8M

Net Income

$2.0M

Net Worth Ratio

13.02%

≥7% = Well Capitalized

Members

18,634

Return on Assets

0.57%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.09%

$194K

Loan-to-share ratio: 71.9%· healthy range 60–80%

Branch Locations

NCUA

Elko

2397 Mountain City Hwy, Elko, NV, 89801

8:00 AM to 5:00 PM Monday - Thursday 8:30 AM to 5:30 PM Friday

MainATMDrive-thru

Spring Creek

580 Spring Valley Ct, Spring Creek, NV, 89815-6812

8:30AM to 5:30 PM Monday - Thursday 9:00AM to 6:00 PM Friday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.