ELEMENTS FINANCIAL
Indianapolis, IN · Federal Credit Union · Chartered in IN
Who can join
Community — open geographic area
Members
100,051
Net Worth Ratio
11.49%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.50B
Peer Group 6
Members
100,051
as of latest quarter
Net Worth Ratio
11.49%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$2.50B
Total Shares
$2.12B
Total Loans
$1.66B
Net Income
$5.7M
Net Worth Ratio
11.49%
≥7% = Well Capitalized
Members
100,051
Return on Assets
0.23%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.29%
$4.8M
Loan-to-share ratio: 78.0%· healthy range 60–80%
Branch Locations
NCUAElements-FB
225 S East St, Indianapolis, IN, 46202
M-F 8:30-5
Elements-LCC
639 S Delaware St, Indianapolis, IN, 46225
M-F 8-4:30
Elements-LTC
1400 W Raymond St, Indianapolis, IN, 46221-2004
M-F 8-4:30
Elements_IGC
302 W Washington St Rm E030, Indianapolis, IN, 46204
M-F 8:00AM - 4:00PM
Elements_FB
225 S East St, Indianapolis, IN, 46202
M-F 8-4
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/elements-financial" target="_blank" rel="noopener">View ELEMENTS FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.