ELEKTRA
New York, NY · Federal Credit Union · Chartered in NY
Who can join
Industry / trade group
Members
5,767
Net Worth Ratio
22.89%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$31.8M
Peer Group 3
Members
5,767
as of latest quarter
Net Worth Ratio
22.89%
Well Capitalized
Institution Profile
NCUAPhone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$31.8M
Total Shares
$24.5M
Total Loans
$2.6M
Net Income
$45K
Net Worth Ratio
22.89%
≥7% = Well Capitalized
Members
5,767
Return on Assets
0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
7.45%
$195K
Loan-to-share ratio: 10.7%· healthy range 60–80%
Branch Locations
NCUAElektra Federal CU
124 W 30th St Rm 211, New York, NY, 10001
Monday thru Thursday 9am to 4:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/elektra" target="_blank" rel="noopener">View ELEKTRA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.