EDUCATORS
Waco, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
27,453
Net Worth Ratio
19.90%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$604.0M
Peer Group 6
Members
27,453
as of latest quarter
Net Worth Ratio
19.90%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$604.0M
Total Shares
$483.2M
Total Loans
$143.1M
Net Income
$3.3M
Net Worth Ratio
19.90%
≥7% = Well Capitalized
Members
27,453
Return on Assets
0.55%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.14%
$199K
Loan-to-share ratio: 29.6%· healthy range 60–80%
Branch Locations
NCUAMAIN
501 W STATE Highway 6, WACO, TX, 76710-5589
7:30 TO 6:00 M - F 9:00 TO 12:00 SAT
COPPERAS COVE
201 E Robertson Ave, COPPERAS COVE, TX, 76522
7:30 TO 6:00 M - F
GATESVILLE
306 S LOVERS Ln, GATESVILLE, TX, 76528
7:30 TO 6:00 M - F
ROBINSON
641 N ROBINSON Dr, ROBINSON, TX, 76706
7:30 TO 9:00 M-F
HEWITT
501 S HEWITT DR, HEWITT, TX, 76643-3234
7:30 TO 6:00 M - F
LAKESHORE
2400 LAKE SHORE DR, WACO, TX, 76708-1274
9:00 TO 5:00
TSTC
100 BOLLING Dr, WACO, TX, 76705
7:30 TO 6:00 M-F
Trojan Branch
3201 S New Rd, Waco, TX, 76706
11:30 - 2:00 Monday, Wednesday, Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/educators-tx" target="_blank" rel="noopener">View EDUCATORS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.