EDUCATION FIRST
Beaumont, TX · Federal Credit Union · Chartered in TX
Who can join
Occupational / select employee group
Members
32,587
Net Worth Ratio
8.82%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$589.9M
Peer Group 6
Members
32,587
as of latest quarter
Net Worth Ratio
8.82%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$589.9M
Total Shares
$543.4M
Total Loans
$355.2M
Net Income
$1.0M
Net Worth Ratio
8.82%
≥7% = Well Capitalized
Members
32,587
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.29%
$1.0M
Loan-to-share ratio: 65.4%· healthy range 60–80%
Branch Locations
NCUAEducation First Federal Credit Union - Administration
7025 Eastex Fwy, Beaumont, TX, 77706-6515
Monday - Friday: 9:00 A.M. - 5:00 P.M. Saturday: 9:00 A.M. - 12:00 P.M.
Education First Federal Credit Union
6885 Eastex Fwy, Beaumont, TX, 77706-6514
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Education First Federal Credit Union
4695 Rolfe Christopher Dr, Beaumont, TX, 77705-5511
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Education First Federal Credit Union
4350 Laurel St, Beaumont, TX, 77707-0001
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Education First Federal Credit Union
333 Highway 96 S, Silsbee, TX, 77656-4807
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Education First Federal Credit Union
155 W Monroe St, Kountze, TX, 77625-7613
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Education First Federal Credit Union
1121 S Magnolia St Ste 900, Woodville, TX, 75979-5673
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Education First Federal Credit Union
2014 S Wheeler St, Jasper, TX, 75951-5624
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Access Corp
740 Fannin St, Beaumont, TX, 77701
9:00am-5:00pm
Lumberton Branch
199 S LHS Dr, Lumberton, TX, 77657
Monday-Friday: 9:00 AM to 5:00 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/education-first" target="_blank" rel="noopener">View EDUCATION FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.