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EDINBURG TEACHERS

Edinburg, TX · State Credit Union · Chartered in TX

LICU MDIWell Capitalized

Who can join

State government employees (special charter)

Charter #66366Est. 1955RSSD: 555395

Members

6,206

Net Worth Ratio

22.57%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$97.6M

Peer Group 4

Members

6,206

as of latest quarter

Net Worth Ratio

22.57%

Well Capitalized

Institution Profile

NCUA

Address

900 W University Dr, Edinburg, TX 78539

Chartered

1955

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$97.6M

Total Shares

$80.5M

Total Loans

$21.1M

Net Worth Ratio

22.57%

≥7% = Well Capitalized

Members

6,206

Loan-to-share ratio: 26.2%· healthy range 60–80%

Branch Locations

NCUA

Edinburg Teachers Credit Union

900 W University Dr, Edinburg, TX, 78539

Important information about Covid-19 and ETCU's service to members Drive-Thru Facility M-F 8am - 6pm, Saturday 8am - 1pm Effective 3/24/2020, Lobby is closed until further notice. ETCUs Loan and New Accounts Dept. will be available by appointment only

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.