🏦Bank Scorer

DOY

Youngstown, OH · Federal Credit Union · Chartered in OH

Well Capitalized

Who can join

Community / multiple bond

Charter #20661Est. 1971RSSD: 732084

Members

2,078

Net Worth Ratio

14.08%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$70.1M

Peer Group 4

Members

2,078

as of latest quarter

Net Worth Ratio

14.08%

Well Capitalized

Institution Profile

NCUA

Address

1500 Gypsy Ln, Youngstown, OH 44505-1832

Chartered

1971

Branch Locations

1 location

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$70.1M

Total Shares

$60.2M

Total Loans

$26.2M

Net Worth Ratio

14.08%

≥7% = Well Capitalized

Members

2,078

Delinquency Rate (60d+)

0.03%

$7K

Loan-to-share ratio: 43.6%· healthy range 60–80%

Branch Locations

NCUA

DOY Federal Credit Union Main Offices

1500 Gypsy Ln, Youngstown, OH, 44505-1832

Monday - Friday 9:00 a.m. to 4:30 p.m.

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/doy" target="_blank" rel="noopener">View DOY on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.