DOWAGIAC AREA
Dowagiac, MI · Federal Credit Union · Chartered in MI
Who can join
Employer / occupational group
Members
1,829
Net Worth Ratio
10.73%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$26.0M
Peer Group 3
Members
1,829
as of latest quarter
Net Worth Ratio
10.73%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$26.0M
Total Shares
$23.2M
Total Loans
$12.3M
Net Income
$89K
Net Worth Ratio
10.73%
≥7% = Well Capitalized
Members
1,829
Return on Assets
0.34%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.41%
$50K
Loan-to-share ratio: 52.9%· healthy range 60–80%
Branch Locations
NCUADowagiac Area Federal Credit Union
473 E Division St, Dowagiac, MI, 49047-1541
Monday - Friday 9:00 am - 5:00 pm Drive up - Monday 8:00 am - 5:00 pm Tuesday-Thursday 9:00 am - 5:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/dowagiac-area" target="_blank" rel="noopener">View DOWAGIAC AREA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.