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DFCU FINANCIAL

Dearborn, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #61844Est. 1936RSSD: 29980

Members

243,022

Net Worth Ratio

12.26%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$8.03B

Peer Group 6

Members

243,022

as of latest quarter

Net Worth Ratio

12.26%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 6048, Dearborn, MI 48121

Chartered

1936

Branch Locations

39 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$8.03B

Total Shares

$7.21B

Total Loans

$3.00B

Net Worth Ratio

12.26%

≥7% = Well Capitalized

Members

243,022

Delinquency Rate (60d+)

0.32%

$9.6M

Loan-to-share ratio: 41.6%· healthy range 60–80%

Branch Locations

NCUA

DFCU Financial

400 Town Center Dr, Dearborn, MI, 48126

Mon - Fri 9 am - 5 pm, & Sat 9 am - 2 pm

MainATMDrive-thru

DFCU - Oakwood Beech

21551 Oakwood Blvd, Dearborn, MI, 48124

Mon - Fri 9 am - 5 pm, & Sat 9 am - 2 pm

ATMDrive-thru

DFCU - Canton

1477 N Canton Center Rd, Canton, MI, 48187-2950

Mon - Fri 9 am - 5 pm, & Sat 9 am - 2 pm

ATMDrive-thru

DFCU - Commerce Twp

2765 Commerce XING, Commerce Township, MI, 48390

Mon - Fri 9 am - 5 pm, & Sat 9 am - 2 pm

ATMDrive-thru

DFCU - Riverview

18070 Fort St, Riverview, MI, 48193

Mon - Fri 9 am - 5 pm, & Sat 9 am - 2 pm

ATMDrive-thru

DFCU - Livonia

37373 7 Mile Rd, Livonia, MI, 48152-1114

Mon - Fri 9 am - 5 pm, & Sat 9 am - 2 pm

ATMDrive-thru

DFCU - Garden City

7075 Merriman Rd, Garden City, MI, 48135

Mon - Fri 9 am - 5 pm, & Sat 9 am - 2 pm

ATMDrive-thru

DFCU - Madison Heights

600 E 14 Mile Rd, Madison Hts, MI, 48071-1485

Mon - Fri 9 am - 5 pm, & Sat 9 am - 2 pm

ATMDrive-thru

DFCU - South Lansing

4510 S Pennsylvania Ave, Lansing, MI, 48910-7623

Mon - Fri 9 am - 5 pm, Sat 9 am - 1:30 pm

ATMDrive-thru

DFCU - Lake Lansing

1700 Lake Lansing Rd, Lansing, MI, 48912-3710

Mon - Fri 9 am - 5 pm

ATMDrive-thru

29 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.