🏦Bank Scorer

DESERT RIVERS

Moab, UT · Federal Credit Union · Chartered in UT

LICUWell Capitalized

Who can join

Community / geographic area

Charter #24918Est. 1957RSSD: 273895

Members

8,499

Net Worth Ratio

8.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$112.9M

Peer Group 5

Members

8,499

as of latest quarter

Net Worth Ratio

8.47%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 1047, Moab, UT 84532

Chartered

1957

Branch Locations

4 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$112.9M

Total Shares

$102.9M

Total Loans

$96.8M

Net Income

$9K

Net Worth Ratio

8.47%

≥7% = Well Capitalized

Members

8,499

Return on Assets

0.01%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.82%

$793K

Loan-to-share ratio: 94.1%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

725 N Main St, Moab, UT, 84532-2132

9:00 - 5:00 M, T, Th, F 9:00 - 5:30 W

MainATMDrive-thru

Green River Branch

45 W Main St, Green River, UT, 84525

9am - 5pm (closed 1-2pm) M, F11am-4pm TU, W, TH

ATMDrive-thru

Blanding Branch

1 S Main St, Blanding, UT, 84511

9-5 M-F

ATMDrive-thru

Monticello Branch

16 S Main St, Monticello, UT, 84535

M-F 10am-3pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.