DESERET FIRST
West Valley Cit, UT · Federal Credit Union · Chartered in UT
Who can join
Type 54
Members
87,493
Net Worth Ratio
8.51%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.26B
Peer Group 6
Members
87,493
as of latest quarter
Net Worth Ratio
8.51%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.26B
Total Shares
$1.13B
Total Loans
$1.01B
Net Income
$3.0M
Net Worth Ratio
8.51%
≥7% = Well Capitalized
Members
87,493
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.50%
$5.0M
Loan-to-share ratio: 89.1%· healthy range 60–80%
Branch Locations
NCUAOperations Center
3999 W Parkway Blvd, West Valley City, UT, 84120
8:30-5:30
Bountiful Branch
260 N 500 W, Bountiful, UT, 84010-7278
9:00 am - 5:30 pm
City Creek Center
50 E South Temple, Salt Lake City, UT, 84111-1010
8:30 am - 5:30 pm
Logan
1610 N Main St, Logan, UT, 84341-1920
9:00 am - 5:30 pm
Murray
6060 S Fashion Blvd, Murray, UT, 84107
9:00 am - 5:30 pm
Orem
337 N State St, Orem, UT, 84057
9:00 am - 5:30 pm
Sandy Quarry Bend
9325 S Village Shop Dr, Sandy, UT, 84094-7719
9:00 am - 5:30 pm
St. George
616 S River Rd, St George, UT, 84790-2104
9:00 am - 5:30 pm
South Jordan
10588 S Redwood Rd, South Jordan, UT, 84095
9:00 am - 5::30 pm
Spanish Fork
1137 N Canyon Creek Pkwy, Spanish Fork, UT, 84660-1308
9:00 am - 5:30 pm
2 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/deseret-first" target="_blank" rel="noopener">View DESERET FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.