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DES MOINES METRO

Des Moines, IA · State Credit Union · Chartered in IA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #64380Est. 1938RSSD: 471598

Members

7,007

Net Worth Ratio

12.76%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$75.0M

Peer Group 4

Members

7,007

as of latest quarter

Net Worth Ratio

12.76%

Well Capitalized

Institution Profile

NCUA

Address

100 University Avenue, Des Moines, IA 50314

Chartered

1938

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$75.0M

Total Shares

$64.3M

Total Loans

$39.0M

Net Income

$223K

Net Worth Ratio

12.76%

≥7% = Well Capitalized

Members

7,007

Return on Assets

0.30%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.48%

$185K

Loan-to-share ratio: 60.7%· healthy range 60–80%

Branch Locations

NCUA

Main Office

100 University Ave, Des Moines, IA, 50314-3121

Lobby M-Th 9:00 - 5:30, F 8:00 - 5:30 Drive-Up M-F 7:30 - 5:30

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.