CREDIT UNION ONE
Ferndale, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
108,063
Net Worth Ratio
11.41%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.82B
Peer Group 6
Members
108,063
as of latest quarter
Net Worth Ratio
11.41%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.82B
Total Shares
$1.61B
Total Loans
$1.29B
Net Worth Ratio
11.41%
≥7% = Well Capitalized
Members
108,063
Delinquency Rate (60d+)
0.30%
$3.9M
Loan-to-share ratio: 79.8%· healthy range 60–80%
Branch Locations
NCUACUO-Ferndale
400 E 9 Mile Rd, Ferndale, MI, 48220
Mon: 10:00am - 5:00pm Tue: 10:00am - 5:00pm Wed: 10:00am - 5:00pm Thu: 10:00am - 5:00pm Fri: 9:00am - 5:00pm
CUO-Berkley
28845 Woodward Ave, Berkley, MI, 48072-0915
Mon - Thu: 10:00am - 5:00pm Fri: 9:00am - 5:00pm Sat: 10:00am - 12:30pm
CUO-Farmington
31716 Grand River Ave, Farmington, MI, 48336-4236
M-Th 10:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m.
CUO-Macomb
16255 Hall Rd, Macomb, MI, 48044-4084
M-Th 10:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m. Sat 10:00-12:30 p.m.
CUO-GR
1609 Walker Ave NW, Grand Rapids, MI, 49504-2640
M-Th 9:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m. Sat 9:00-12:00 p.m.
CUO-Shelby Twp.
55600 Van Dyke Ave, Shelby Township, MI, 48316-6320
M-Th 9:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m.
CUO-Southwest
5859 W Vernor Hwy, Detroit, MI, 48209
Mon: 9:30am - 4:30pm Tue: 9:30am - 4:30pm Wed: 9:30am - 4:30pm Thu: 9:30am - 4:30pm Fri: 9:30am - 5:00pm
CUO-Sterling Hts.
9000 15 Mile Rd, Sterling Heights, MI, 48312-3610
M-Th 10:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m. Sat 9:00-1:00 p.m.
CUO-TC
1407 S Division St, Traverse City, MI, 49684-4428
M-Th 9:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m.
CUO-Troy
6010 Rochester Rd, Troy, MI, 48085-1301
M-Th 10:00 a.m.-5:00 p.m. F 9:00 a.m.-5:00 p.m. Sat 10:00-12:30 p.m.
7 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/credit-union-one" target="_blank" rel="noopener">View CREDIT UNION ONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.