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CORNERSTONE COMMUNITY FINANCIAL

Auburn Hills, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68641Est. 1951RSSD: 271088

Members

25,722

Net Worth Ratio

11.66%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$479.6M

Peer Group 5

Members

25,722

as of latest quarter

Net Worth Ratio

11.66%

Well Capitalized

Institution Profile

NCUA

Address

2955 University Dr, Auburn Hills, MI 48326

Chartered

1951

Branch Locations

9 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$479.6M

Total Shares

$372.9M

Total Loans

$372.3M

Net Worth Ratio

11.66%

≥7% = Well Capitalized

Members

25,722

Delinquency Rate (60d+)

0.78%

$2.9M

Loan-to-share ratio: 99.9%· healthy range 60–80%

Branch Locations

NCUA

Auburn Hills

2955 University Dr, Auburn Hills, MI, 48326

M-F 9-5:00 Friday only Drive Thru open until 6:00 S 9-1

MainATMDrive-thru

Center Line

7291 Bernice, Center Line, MI, 48015

M-F 9-5:00 S 9-1

Perrysburg

28543 Oregon Rd, Perrysburg, OH, 43551

M-F 9-5:00 DT 9-6:00 S 9-12:00

ATMDrive-thru

Royal Oak

30606 Woodward Ave, Royal Oak, MI, 48073

M-F 9-5Friday only Drive Thru open until 6:009-1 Saturday

ATMDrive-thru

Sterling Heights

44911 Mound Rd, Sterling Heights, MI, 48314

Mon - Fri 9am - 5pmSat 9am - 1pm

ATMDrive-thru

Toledo

4400 Heatherdowns Blvd, Toledo, OH, 43614-3147

Monday-Thursday 9-5 Friday 9-6 Saturday 9-12

ATMDrive-thru

Clinton Twp

16673 15 Mile Rd, Clinton Township, MI, 48035-5523

Lobby Hours: Mon - Fri: 9:00am - 5:00pm Saturday: 9:00am - 1:00pm Drive Up Video Teller Hours: Mon-Th: 9:00am - 5:00pm Fri: 9:00am - 6:00pm Sat: 9:00am - 1:00pm

ATMDrive-thru

Troy Branch and Operations Center

2138 E Big Beaver Rd, Troy, MI, 48083-2315

9am-5pm

ATMDrive-thru

Macomb

20851 Hall Rd, Macomb, MI, 48044-4256

9a-5p M-F 9a-1p Sat

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.