CORNERSTONE COMMUNITY FINANCIAL
Auburn Hills, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
25,722
Net Worth Ratio
11.66%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$479.6M
Peer Group 5
Members
25,722
as of latest quarter
Net Worth Ratio
11.66%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$479.6M
Total Shares
$372.9M
Total Loans
$372.3M
Net Worth Ratio
11.66%
≥7% = Well Capitalized
Members
25,722
Delinquency Rate (60d+)
0.78%
$2.9M
Loan-to-share ratio: 99.9%· healthy range 60–80%
Branch Locations
NCUAAuburn Hills
2955 University Dr, Auburn Hills, MI, 48326
M-F 9-5:00 Friday only Drive Thru open until 6:00 S 9-1
Center Line
7291 Bernice, Center Line, MI, 48015
M-F 9-5:00 S 9-1
Perrysburg
28543 Oregon Rd, Perrysburg, OH, 43551
M-F 9-5:00 DT 9-6:00 S 9-12:00
Royal Oak
30606 Woodward Ave, Royal Oak, MI, 48073
M-F 9-5Friday only Drive Thru open until 6:009-1 Saturday
Sterling Heights
44911 Mound Rd, Sterling Heights, MI, 48314
Mon - Fri 9am - 5pmSat 9am - 1pm
Toledo
4400 Heatherdowns Blvd, Toledo, OH, 43614-3147
Monday-Thursday 9-5 Friday 9-6 Saturday 9-12
Clinton Twp
16673 15 Mile Rd, Clinton Township, MI, 48035-5523
Lobby Hours: Mon - Fri: 9:00am - 5:00pm Saturday: 9:00am - 1:00pm Drive Up Video Teller Hours: Mon-Th: 9:00am - 5:00pm Fri: 9:00am - 6:00pm Sat: 9:00am - 1:00pm
Troy Branch and Operations Center
2138 E Big Beaver Rd, Troy, MI, 48083-2315
9am-5pm
Macomb
20851 Hall Rd, Macomb, MI, 48044-4256
9a-5p M-F 9a-1p Sat
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/cornerstone-community-financial" target="_blank" rel="noopener">View CORNERSTONE COMMUNITY FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.