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COMPLEX COMMUNITY

Odessa, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Community / multiple bond

Charter #12697Est. 1958RSSD: 154480

Members

44,122

Net Worth Ratio

13.49%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$811.9M

Peer Group 6

Members

44,122

as of latest quarter

Net Worth Ratio

13.49%

Well Capitalized

Institution Profile

NCUA

Address

4519 E 51st St, Odessa, TX 79762

Chartered

1958

Branch Locations

11 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$811.9M

Total Shares

$704.4M

Total Loans

$503.5M

Net Worth Ratio

13.49%

≥7% = Well Capitalized

Members

44,122

Delinquency Rate (60d+)

0.23%

$1.1M

Loan-to-share ratio: 71.5%· healthy range 60–80%

Branch Locations

NCUA

OPERATIONS & TRAINING CENTER

4519 E 51st St, Odessa, TX, 79762

8:30 TO 5:30 M THRU F

Main

SOUTH ODESSA

2201 S Grandview Ave, Odessa, TX, 79766

8:30 TO 5:30 M THRU F

Drive-thru

WEST ODESSA

2200 Linda Ave, Odessa, TX, 79763

8:30 TO 5:30 M THRU F 9:00 TO 1:00 SAT

ATMDrive-thru

CENTRAL MIDLAND

3512 N Midkiff Rd, Midland, TX, 79705

8:30 TO 5:30 M THRU F

ATMDrive-thru

SOUTH MIDLAND

310 W Longview Ave, Midland, TX, 79701

8:30 TO 5:30 M THRU F 9:00 TO 1:00 SAT

ATMDrive-thru

NORTH OFFICE

4900 E 52nd St, Odessa, TX, 79762

8:30 TO 5:30 M THRU F 9:00 TO 1:00 SAT

ATMDrive-thru

ANDREWS

1301 N Main St, Andrews, TX, 79714

8:30 to 5:30 M THRU F

ATMDrive-thru

BIG SPRING

503 E FM 700, Big Spring, TX, 79720

8:30 to 5:30 M Thru F

ATMDrive-thru

LUBBOCK FRANKFORD

6402 Frankford Ave, Lubbock, TX, 79424

8:30 to 5:30 M THRU F

ATMDrive-thru

LUBBOCK UNIVERSITY

8603 University Ave, Lubbock, TX, 79423

8:30 to 5:30 M THRU F

ATMDrive-thru

1 more location not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.