COMMUNITY STAR
Elyria, OH · Corporate Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
7,732
Net Worth Ratio
9.58%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$102.5M
Peer Group 5
Members
7,732
as of latest quarter
Net Worth Ratio
9.58%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$102.5M
Total Shares
$90.9M
Total Loans
$66.9M
Net Income
$250K
Net Worth Ratio
9.58%
≥7% = Well Capitalized
Members
7,732
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.43%
$291K
Loan-to-share ratio: 73.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
832 Cleveland St, Elyria, OH, 44035-4141
9am-5pm M/T/Th/F 10am-5pm W 9am-1pm Sat
Lorain Office
5609 W Erie Ave, Lorain, OH, 44053-1639
9am-5pm M/T/Th/F 10am-5pm W 9am-1pm Sat
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/community-star" target="_blank" rel="noopener">View COMMUNITY STAR on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.