🏦Bank Scorer

COMMUNITY POWERED

Bear, DE · Federal Credit Union · Chartered in DE

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #15185Est. 1962RSSD: 7689

Members

11,392

Net Worth Ratio

16.48%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$145.5M

Peer Group 5

Members

11,392

as of latest quarter

Net Worth Ratio

16.48%

Well Capitalized

Institution Profile

NCUA

Address

1758 Pulaski Highway, Bear, DE 19701

Chartered

1962

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$145.5M

Total Shares

$122.2M

Total Loans

$52.2M

Net Worth Ratio

16.48%

≥7% = Well Capitalized

Members

11,392

Delinquency Rate (60d+)

0.57%

$299K

Loan-to-share ratio: 42.7%· healthy range 60–80%

Branch Locations

NCUA

Bear Branch

1758 Pulaski Hwy, Bear, DE, 19701-1712

Monday - Friday 8:00 am - 5:00 pmSaturday 9 am - 1 pm

MainATMDrive-thru

Minquadale Branch

2320 N Dupont Hwy, New Castle, DE, 19720

8AM - 4PM

Price's Corner Branch

1815 Newport Gap Pike, Wilmington, DE, 19808

Monday to Friday 9am-5pm

ATM

New Castle Branch

235 Christiana Rd, New Castle, DE, 19720

Monday - Friday 9am-5pm

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
20232820471.4%14.3%
20224131675.6%14.6%
20212921472.4%13.8%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.