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COMMUNITY FIRST

Ashtabula, OH · State Credit Union · Chartered in OH

Well Capitalized

Who can join

State government employees (special charter)

Charter #61094Est. 1955RSSD: 276391

Members

4,956

Net Worth Ratio

13.72%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$98.7M

Peer Group 4

Members

4,956

as of latest quarter

Net Worth Ratio

13.72%

Well Capitalized

Institution Profile

NCUA

Address

2043 E Prospect Rd, Ashtabula, OH 44004

Chartered

1955

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$98.7M

Total Shares

$84.1M

Total Loans

$46.6M

Net Worth Ratio

13.72%

≥7% = Well Capitalized

Members

4,956

Delinquency Rate (60d+)

1.15%

$539K

Loan-to-share ratio: 55.4%· healthy range 60–80%

Branch Locations

NCUA

Ashtabula Branch

2043 E Prospect Rd, Ashtabula, OH, 44004

Monday 8:30 - 5:00 Tue,Wed,Thu 9:00 - 5:00 Friday 8:30 - 5:30

MainATMDrive-thru

Jefferson Branch

22 W Jefferson St, Jefferson, OH, 44047-1028

M-W 8:30a to 5p, Th-Fri 8:30a to 5:30p

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.