COMMUNITY 1ST
Ottumwa, IA · State Credit Union · Chartered in IA
Who can join
State government employees (special charter)
Members
72,400
Net Worth Ratio
10.49%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.10B
Peer Group 6
Members
72,400
as of latest quarter
Net Worth Ratio
10.49%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.10B
Total Shares
$974.9M
Total Loans
$911.2M
Net Income
$913K
Net Worth Ratio
10.49%
≥7% = Well Capitalized
Members
72,400
Return on Assets
0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
3.11%
$28.3M
Loan-to-share ratio: 93.5%· healthy range 60–80%
Branch Locations
NCUAHeadquarters
1100 Hutchinson Ave, Ottumwa, IA, 52501
8:00 AM to 5:00 PM Monday - Friday
Oskaloosa
1311 A Ave W, Oskaloosa, IA, 52577
Monday thru Friday 8:30 am to 5:00 pm Drive Thru 7:30 am to 5:30 pm Saturday 8:30 am to 12:00 pm Drive Thru 7:30 am to 12:00 pm
Richmond
235 Richmond Ave, Ottumwa, IA, 52501
Monday thru Friday 8:30 am to 5:00 pm Drive Thru 7:30 am to 5:30 pm Saturday 8:30 am to 12:00 pm Drive Thru 7:30 am to 12:00 pm
Pella
500 Main St, Pella, IA, 50219-1832
Monday thru Friday 8:30 am to 5:00 pm Drive Thru 7:30 am to 5:30 pm Saturday 8:30 am to 12:00 pm Drive Thru 7:30 am to 12:00 pm
Grinnell
205 West St, Grinnell, IA, 50112-2313
Monday thru Friday 8:30 am to 5:00 pm Drive Thru 7:30 am to 5:30 pm Saturday 8:30 am to 12:00 pm Drive Thru 7:30 am to 12:00 pm
Washington
303 S 2nd Ave, Washington, IA, 52353
Monday thru Friday 8:30 am to 5:00 pm Drive Thru 7:30 am to 5:30 pm Saturday 8:30 am to 12:00 pm Drive Thru 7:30 am to 12:00 pm
Cedar Rapids
1030 Sierra Dr NE, Cedar Rapids, IA, 52402-6578
Monday thru Friday 8:30 am to 5:00 pm Drive Thru 7:30 am to 5:30 pm Saturday 8:30 am to 12:00 pm Drive Thru 7:30 am to 12:00 pm
Centerville
999 N 18th St, Centerville, IA, 52544-1116
Monday thru Friday 8:30 am to 5:00 pm Drive Thru 7:30 am to 5:30 pm Saturday 8:30 am to 12:00 pm Drive Thru 7:30 am to 12:00 pm
Bloomfield
301 E Franklin St, Bloomfield, IA, 52537-1613
Monday thru Friday 8:30 am to 5:00 pm Drive Thru 7:30 am to 5:30 pm Saturday 8:30 am to 12:00 pm Drive Thru 7:30 am to 12:00 pm
Fairfield
2501 W Burlington Ave, Fairfield, IA, 52556-2641
Monday thru Friday 8:30 am to 5:00 pm Drive Thru 7:30 am to 5:30 pm Saturday 8:30 am to 12:00 pm Drive Thru 7:30 am to 12:00 pm
14 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/community-1st-ia" target="_blank" rel="noopener">View COMMUNITY 1ST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.