COMMON CENTS
Beaumont, TX · Federal Credit Union · Chartered in TX
Who can join
Employer / occupational group
Members
3,647
Net Worth Ratio
10.52%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$35.0M
Peer Group 3
Members
3,647
as of latest quarter
Net Worth Ratio
10.52%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$35.0M
Total Shares
$31.3M
Total Loans
$22.9M
Net Worth Ratio
10.52%
≥7% = Well Capitalized
Members
3,647
Delinquency Rate (60d+)
0.64%
$147K
Loan-to-share ratio: 73.2%· healthy range 60–80%
Branch Locations
NCUACommon Cents Credit Union
8109 Smith Rd, Beaumont, TX, 77705-6108
Mon, Wed - Lobby & Drive Thru 8:00-5:00 Tues - Lobby & Drive Thru 9:00-5:00 Thurs & Fri - Lobby 8:00-5:00 Drive Thr
Common Cents Credit Union
1315 Highway 124, Winnie, TX, 77665-9007
Mon - Thurs - 8:00-5:00 Friday - Lobby 9:00-5:00 Drive Thru 9:00- 6:00
Common Cents Credit Union
595 Interstate 10 N, Beaumont, TX, 77706
Monday - Friday 9am - 5pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/common-cents" target="_blank" rel="noopener">View COMMON CENTS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.