🏦Bank Scorer

COASTAL

Raleigh, NC · Federal Credit Union · Chartered in NC

LICUWell Capitalized

Who can join

Multiple / other

Charter #18297Est. 1967RSSD: 398583

Members

345,251

Net Worth Ratio

9.62%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$6.21B

Peer Group 6

Members

345,251

as of latest quarter

Net Worth Ratio

9.62%

Well Capitalized

Institution Profile

NCUA

Address

1000 Saint Albans Dr, Raleigh, NC 27609

Chartered

1967

Branch Locations

22 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$6.21B

Total Shares

$5.35B

Total Loans

$4.22B

Net Worth Ratio

9.62%

≥7% = Well Capitalized

Members

345,251

Delinquency Rate (60d+)

0.38%

$15.9M

Loan-to-share ratio: 79.0%· healthy range 60–80%

Branch Locations

NCUA

Administrative Headquarters

1000 Saint Albans Dr, Raleigh, NC, 27609

Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am-7:00pm 7 days a week

MainATM

Hope Valley #128

7103 NC Highway 751, Durham, NC, 27707

Lobby Hours: Mon-Fri 8:30am-5:30pm

ATMDrive-thru

Crescent Commons #133

2024 Kildaire Farm Rd, Cary, NC, 27518-6614

Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am - 7:00pm 7 days a week

ATM

St. Albans Branch #130

1000 Saint Albans Dr, Raleigh, NC, 27609

Lobby Hours: M-F 8:30am - 5:30pmTeller hours: 7:00am-7:00pm 7 days a week

ATM

Wakefield Commons #106

10850 Wakefield Commons Dr, Raleigh, NC, 27614-6819

Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am - 7:00pm 7 days a week

ATM

Cornerstone #122

Cornerstone #122, Cary, NC, 27519

Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am - 7:00pm 7 days a week

ATM

South Square #119

South Square, Durham, NC, 27707

Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am - 7:00pm 7 days a week

ATM

Olive Chapel Village #131

Olive Chapel Village #131, Apex, NC, 27502

Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am - 7:00pm 7 days a week

ATM

White Oak Crossing #124

1060 Timber Dr E, Garner, NC, 27529-6913

Lobby Hours: M-F 8:30am - 5:30pm; Saturday 9am-1pm Teller Hours: 7:00am - 7:00pm 7 days a week

ATM

IBM Bldg. 500 (CPL) #115

IBM Bldg 500, Durham, NC, 27703

Lobby Hours: M-F 8:00am - 5:00pm Teller Hours: 7:00am - 7:00pm 7 days a week

ATM

12 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.