CIVIC
Raleigh, NC · Federal Credit Union · Chartered in NC
Who can join
Community / geographic area
Members
349,847
Net Worth Ratio
6.68%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$3.19B
Peer Group 6
Members
349,847
as of latest quarter
Net Worth Ratio
6.68%
Adequately Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$3.19B
Total Shares
$2.69B
Total Loans
$2.84B
Net Income
$-21,753,499
Net Worth Ratio
6.68%
≥7% = Well Capitalized
Members
349,847
Return on Assets
-0.68%
annualized · >0.5% healthy
Delinquency Rate (60d+)
4.45%
$126.5M
Loan-to-share ratio: 105.7%· healthy range 60–80%
Branch Locations
NCUALGFCU WFR Operations Centre
3600 Wake Forest Rd, Raleigh, NC, 27609-7309
Administrative Hours: M-F 8:30am-5:30pm
Ahoskie
1118 Academy St N, Ahoskie, NC, 27910
9am-5pm
Asheville
275 Smokey Park HWY, Asheville, NC, 28806
9am-5pm
Charlotte
9605 N Tryon St Ste Q, Charlotte, NC, 28262-8572
9am-5pm
Durham
502 Rigsbee Ave, Durham, NC, 27701
9am-5pm
Greensboro
1622 Stanley Rd, Greensboro, NC, 27407
9am-5pm
Greenville
703 Greenville Blvd SE, Greenville, NC, 27858-5103
9am-5pm
Hickory
3020 S NC 127 Hwy, Hickory, NC, 28602
9am-5pm
Lumberton
4400 Fayetteville Rd, Lumberton, NC, 28358
9am-5pm
Murphy
57 Valley River Ave, Murphy, NC, 28906
9am-5pm
2 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/civic" target="_blank" rel="noopener">View CIVIC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.