CITIZENS CHOICE
Natchez, MS · Federal Credit Union · Chartered in MS
Who can join
Community — open geographic area
Members
394
Net Worth Ratio
2.36%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$697K
Peer Group 1
Members
394
as of latest quarter
Net Worth Ratio
2.36%
Significantly Undercapitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$697K
Total Shares
$675K
Total Loans
$332K
Net Worth Ratio
2.36%
≥7% = Well Capitalized
Members
394
Delinquency Rate (60d+)
9.39%
$31K
Loan-to-share ratio: 49.3%· healthy range 60–80%
Branch Locations
NCUACitizens Choice Federal Credit Union
101 Saint Catherine St, Natchez, MS, 39120
Monday & Wednesday 1:30p.m. 5:00p.m. Tuesday & Thursday 8:30a.m.- 1:30 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/citizens-choice" target="_blank" rel="noopener">View CITIZENS CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.