CIRCLE
Niles, MI · Federal Credit Union · Chartered in MI
Who can join
Employer / occupational group
Members
6,094
Net Worth Ratio
8.95%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$117.2M
Peer Group 5
Members
6,094
as of latest quarter
Net Worth Ratio
8.95%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$117.2M
Total Shares
$105.4M
Total Loans
$79.3M
Net Income
$226K
Net Worth Ratio
8.95%
≥7% = Well Capitalized
Members
6,094
Return on Assets
0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.28%
$224K
Loan-to-share ratio: 75.2%· healthy range 60–80%
Branch Locations
NCUANiles Branch
507 E Main St, Niles, MI, 49120-2617
Monday, Wednesday, and Thursdays 9:00 AM - 5:00 PM EST Tuesdays 10:00 AM - 5:00 PM Fridays - main lobby 9:00 AM - 5:00 PM; dri
Cass Branch
1050 E State St, Cassopolis, MI, 49031
Monday, Wednesday, Thursday 9:00 AM - 5:00 PM Tuesday 10:00 AM to 5:00 PM Friday Lobby 9:00 AM to 5:00 PM; Drive Thru 9:00 AM
Edwardsburg Branch
68925 M-62, Edwardsburg, MI, 49112-9150
9:00 AM - 5:00 PM - Mon, Wed, Thurs, Fri 10:00 AM - 5:00 PM Tues 9:00 - 12:00 Saturday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/circle" target="_blank" rel="noopener">View CIRCLE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.