🏦Bank Scorer

CHOCTAW

Choctaw, MS · Federal Credit Union · Chartered in MS

LICU MDIWell Capitalized

Who can join

Employer / occupational group

Charter #22314Est. 1976RSSD: 537887

Members

2,064

Net Worth Ratio

25.86%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.9M

Peer Group 2

Members

2,064

as of latest quarter

Net Worth Ratio

25.86%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 6284, Choctaw, MS 39350

Chartered

1976

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.9M

Total Shares

$2.2M

Total Loans

$1.7M

Net Income

$-33,784

Net Worth Ratio

25.86%

≥7% = Well Capitalized

Members

2,064

Return on Assets

-1.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.34%

$23K

Loan-to-share ratio: 79.7%· healthy range 60–80%

Branch Locations

NCUA

CHOCTAW FCU

203 CHOCTAW TOWN CENTER, CHOCTAW, MS, 39350

Monday through Friday - 10:00 - 5:00

MainATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.