CHIPHONE
Elkhart, IN · Federal Credit Union · Chartered in IN
Who can join
Multiple select employee groups
Members
8,907
Net Worth Ratio
15.92%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$113.8M
Peer Group 5
Members
8,907
as of latest quarter
Net Worth Ratio
15.92%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$113.8M
Total Shares
$95.0M
Total Loans
$41.2M
Net Worth Ratio
15.92%
≥7% = Well Capitalized
Members
8,907
Delinquency Rate (60d+)
0.09%
$38K
Loan-to-share ratio: 43.3%· healthy range 60–80%
Branch Locations
NCUACORPORATE
710 N WILDWOOD AVE, ELKHART, IN, 46514-1876
M-Th 8:30 AM - 5:00 PMFri 8:30 AM-5:30 PM S 8:30 AM - 12:00 PM
ELKHART
1655 W BEARDSLEY AVE, ELKHART, IN, 46514-1825
M-Th 8:30 AM - 5:00 PMFr 8:30 AM - 5:30 PM S 8:30 AM - 12:00 PM
NAPPANEE
250 N Miriam St, NAPPANEE, IN, 46550-2216
M-Th 8:30 AM - 5:00 PMFri 8:30 AM-5:30 PM S 8:30 AM - 12:00 PM
MIDDLEBURY
403 CRYSTAL VALLEY DR, MIDDLEBURY, IN, 46540-9588
M-Th 8:30 AM - 5:00 PMFri 8:30 AM-5:30 PM S 8:30 AM - 12:00 PM
ELKHART NORTH
619 County Road 6 E, ELKHART, IN, 46514-5570
M-F 9:00 AM - 5:00 PM Sat Closed
ELKHART EAST
661 County Road 17, ELKHART, IN, 46516-9568
M-F 9:00 AM - 5:00 PM Sat Closed
MERRILLVILLE
17 W 73RD AVE, MERRILLVILLE, IN, 46410
M- Th 8:30 AM - 5:00 PM Fri 8:30 AM-5:30 PMS 8:30 AM - 12:00 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/chiphone" target="_blank" rel="noopener">View CHIPHONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.