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CHIEF FINANCIAL

Rochester Hills, MI · Federal Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #4271Est. 1941RSSD: 48879

Members

20,984

Net Worth Ratio

9.57%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$255.5M

Peer Group 5

Members

20,984

as of latest quarter

Net Worth Ratio

9.57%

Well Capitalized

Institution Profile

NCUA

Address

200 Diversion St Ste 200, Rochester Hills, MI 48307-2245

Chartered

1941

Branch Locations

5 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$255.5M

Total Shares

$229.6M

Total Loans

$181.3M

Net Income

$300K

Net Worth Ratio

9.57%

≥7% = Well Capitalized

Members

20,984

Return on Assets

0.12%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.31%

$557K

Loan-to-share ratio: 79.0%· healthy range 60–80%

Branch Locations

NCUA

Headquarters

200 Diversion St Ste 200, Rochester Hills, MI, 48307-2207

Monday-Thursday 9:00-5:00 p.m

Main

Pontiac Branch

790 Joslyn Ave, Pontiac, MI, 48340-2918

Mon-Wed 9:30 a.m. to 5:00 p.m. Thurs-Fri 9:30 a.m. to 6:00 p.m. Saturday 9:30 a.m. to 12:00 p.m.

ATMDrive-thru

Dearborn Branch

4080 Schaefer Rd, Dearborn, MI, 48126-3683

Monday - Friday 9-5pm

ATMDrive-thru

Rochester Branch

20 S. Main Street, Rochester, MI, 48307

Monday - Friday 9-5pm Saturday 9-12pm

ATMDrive-thru

Troy Branch

751 E. Big Beaver Road, Troy, MI, 48083

Monday - Friday 9-5pm Saturday 9-12pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.