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CHEN-DEL-O

Franklin, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Occupational / select employee group

Charter #9517Est. 1954RSSD: 1002887

Members

2,677

Net Worth Ratio

12.71%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$34.7M

Peer Group 3

Members

2,677

as of latest quarter

Net Worth Ratio

12.71%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 102, Franklin, NY 13775

Chartered

1954

Branch Locations

3 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$34.7M

Total Shares

$30.2M

Total Loans

$8.8M

Net Worth Ratio

12.71%

≥7% = Well Capitalized

Members

2,677

Delinquency Rate (60d+)

1.12%

$99K

Loan-to-share ratio: 29.2%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

114 MAIN ST, FRANKLIN, NY, 13775

MON-THURS 8:00AM-4:30PM FRIDAY 8:00AM-5:30PM SAT 8:30AM-11:30AM

Main

COMPUSOURCE SYSTEMS, INC

110 JOHN MUIR DR, AMHERST, NY, 14228

LEATHERSTOCKING REGION FCU

24 GLEN AVE, COOPERSTOWN, NY, 13326

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.