🏦Bank Scorer

CENTURY

Independence, OH · Federal Credit Union · Chartered in OH

LICUWell Capitalized

Who can join

Community — open geographic area

Charter #5852Est. 1948RSSD: 640376

Members

29,136

Net Worth Ratio

10.79%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$474.6M

Peer Group 5

Members

29,136

as of latest quarter

Net Worth Ratio

10.79%

Well Capitalized

Institution Profile

NCUA

Address

4600 Rockside Road, Independence, OH 44131

Chartered

1948

Branch Locations

8 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$474.6M

Total Shares

$417.3M

Total Loans

$330.9M

Net Income

$839K

Net Worth Ratio

10.79%

≥7% = Well Capitalized

Members

29,136

Return on Assets

0.18%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.54%

$1.8M

Loan-to-share ratio: 79.3%· healthy range 60–80%

Branch Locations

NCUA

Independence Main Office

4600 Rockside Rd, Independence, OH, 44131-2167

7:30am - 6:00pm Monday - Friday8:00am - 2:00pm Saturdays

Main

NASA Branch (Employee Access Only)

21000 Brookpark Rd, Cleveland, OH, 44135-3127

8:00 AM - 3:30 PM Monday - Friday

ATM

Wade Park VAMC Branch

10701 East Blvd, Cleveland, OH, 44106

8:00 AM - 3:30 PM Monday - Friday

ATM

Richmond Branch

754 Richmond Rd, Richmond Heights, OH, 44143-2942

8:30 AM - 4:00 PM Monday, Tuesday & Thursday 8:30 AM - 6:00 PM Friday 8:30 AM - 2:00 PM Saturday Closed Wednesdays

ATMDrive-thru

Independence Branch

4600 Rockside Rd, Independence, OH, 44131-2167

Closed MondaysTuesday - Thursday 9:30am - 6:00pmSaturday 9:00am - 2:00pm

ATM

Strongsville Branch

14244 Pearl Rd, Strongsville, OH, 44136-8710

Closed Sunday and Monday9:30 - 6:00 Tuesday thru Friday9:00 - 2:00 Saturday

ATM

North Olmsted Branch

28251 Lorain Rd, North Olmsted, OH, 44070

8:30 AM - 4:00 PM Monday - Thursday 8:30 AM - 6:00 PM Friday 8:30 AM - 2:00 PM Saturdays

ATM

Westlake Branch

2207 Crocker Rd Ste D, Westlake, OH, 44145-6726

Monday - Thursday 9am - 4pm Friday 9am - 5pm Saturday 9am - 1pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.