🏦Bank Scorer

CENTRAL WILLAMETTE

Albany, OR · State Credit Union · Chartered in OR

LICUWell Capitalized

Who can join

Type 99

Charter #62665Est. 1955RSSD: 833598

Members

37,628

Net Worth Ratio

14.13%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$613.8M

Peer Group 6

Members

37,628

as of latest quarter

Net Worth Ratio

14.13%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1899, Albany, OR 97321

Chartered

1955

Branch Locations

11 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$613.8M

Total Shares

$522.8M

Total Loans

$440.3M

Net Income

$1.1M

Net Worth Ratio

14.13%

≥7% = Well Capitalized

Members

37,628

Return on Assets

0.17%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.84%

$3.7M

Loan-to-share ratio: 84.2%· healthy range 60–80%

Branch Locations

NCUA

WHQ / Admin Offices

7101 Supra Dr SW, Albany, OR, 97321

7:00-6:00 Mon-Fri 9:00-1:00 Sat

Main

Waverly Branch

645 Waverly Dr SE, Albany, OR, 97322

9:00-6:00 Mon - Fri; 9:00-1:00 Sat Drive Up: 8:30-6:00 Mon - Fri; 9:00-1:00 Sat

ATMDrive-thru

Corvallis Branch

555 NE Circle Blvd, Corvallis, OR, 97330

9:00-6:00 Mon - Fri; 9:00-1:00 Sat Drive Up: 8:30-6:00 Mon - Fri; 9;00-1:00 Sat

ATMDrive-thru

Salem Branch

852 Lancaster Dr SE, Salem, OR, 97317

9:00-6:00 Mon - Fri; 9:00-1:00 Sat

ATM

Lebanon Branch

625 N 5th St, Lebanon, OR, 97355

9:00-6:00 Mon - Fri; 9:00-1:00 Sat Drive Up: 8:30-6:00 Mon - Fri; 9:00-1:00 Sat

ATMDrive-thru

Pacific Branch

905 29th Ave SW, Albany, OR, 97321

9:00-6:00 Mon - Fri; 9:00-1:00 Sat Drive Up: 8:30-6:00 Mon - Fri; 9:00-1:00 Sat

ATMDrive-thru

North Albany Branch

621 Hickory St NW, Albany, OR, 97321

9:00-6:00 Mon - Fri; 9:00-1:00 Sat

ATM

S Salem

4093 Commercial St SE, Salem, OR, 97302-3873

M-F, 9am-6pm; Sat, 9am-1pm Drive Up, M-F, 8:30am-6pm; Sat 9am-1pm

ATMDrive-thru

Newport

150 NE 20th St, Newport, OR, 97365

9:00-6:00 Mon - Fri; 9:00-1:00 Sat

ATM

Bend Branch

61535 S Highway 97, Bend, OR, 97702-2154

9:00-6:00 Mon - Fri; By Appointment Only Sat

ATM

1 more location not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.